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Title: Household Debt and Defaults from 2000 to 2010: The Credit Supply View Online Appendix

Citation Type: Miscellaneous

Publication Year: 2016

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Abstract: Our main data set is based on individual-level credit bureau data from Equifax. This is the same data set used in Mian and Sufi (2011).1 The initial random sample of individuals was drawn for the year 1997 from a group of 4,025 zip codes with Fiserv Case Shiller Weiss data available. The initial sample contains 320,295 individuals. We limit the sample to the 288,042 individuals that have credit information available from 1997 to 1999. We make this restriction because there is a large amount of attrition in the initial two years, driven by individuals with very few accounts. The attrition rate is 6% in the first two years, but then is reduced to a constant 2% afterward. We include all individuals that have data available for the first three years of our sample. We have data for these individuals through 2010

Url: http://faculty.chicagobooth.edu/amir.sufi/data-and-appendices/miansufi_creditsupplyappendix.pdf

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Authors: Mian, Atif; Sufi, Amir

Publisher: Princeton University, University of Chicago, NBER

Data Collections: IPUMS USA

Topics: Housing and Segregation, Labor Force and Occupational Structure, Other

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