Full Citation
Title: County Finance, House Prices, and Financial Decision-Making
Citation Type: Dissertation/Thesis
Publication Year: 2023
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Abstract: This work is in three chapters. The first chapter investigates the extent to which county-level property tax changes are capitalized into house prices. The literature mainly focuses on specific tax events, but this chapter generalizes the context to large U.S. cities. The main findings suggest that county-level property tax capitalization occurs and varies along the distribution of house prices. The second chapter measures differences in county-aggregated self-assessed valuations of house prices and countyaggregated sale prices to determine whether there are trends in the level of misperceived house value. Factors like age, time of tenure in a house, and house price all matter when analyzing the difference between self-assessed values and sale prices. Further, the empirical work aims to measure differences in salience for tax policies at different governance levels. The third chapter analyzes whether increases in financial-decision making capabilities has an impact on health insurance purchase decisions and other health-related financial decisions. Financial literacy is shown to reduce undesirable outcomes in these dimensions. These chapters focus on decisions that many households face, and housing and health make up large portions of the typical household budget.
Url: https://www.proquest.com/docview/2786934246?pq-origsite=gscholar&fromopenview=true
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Authors: Kopplin, Kyle A
Institution: University of Nebraska
Department: Economics
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Publisher Location: Lincoln
Pages: 1-218
Data Collections: IPUMS USA
Topics: Housing and Segregation, Poverty and Welfare
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