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Title: Effects of the Affordable Care Act Dependent Coverage Mandate on Health Insurance Coverage for Individuals in Same-Sex Couples

Citation Type: Working Paper

Publication Year: 2020

DOI: 10.3386/W26978

Abstract: A large body of research documents that the 2010 dependent coverage mandate of the Affordable Care Act was responsible for significantly increasing health insurance coverage among young adults. No prior research has examined whether sexual minority young adults also benefitted from the dependent coverage mandate, despite previous studies showing lower health insurance coverage among sexual minorities and the fact that their higher likelihood of strained relationships with their parents might predict a lower ability to use parental coverage. Our estimates from the American Community Surveys using difference-indifferences and event study models show that men in same-sex couples age 21-25 were significantly more likely to have any health insurance after 2010 compared to the associated change for slightly older 27 to 31-year-old men in same-sex couples. This increase is concentrated among employer-sponsored insurance, and it is robust to permutations of time periods and age groups. Effects for women in same-sex couples and men in different-sex couples are smaller than the associated effects for men in same-sex couples. These findings confirm the broad effects of expanded dependent coverage and suggest that eliminating the federal dependent mandate could reduce health insurance coverage among young adult sexual minorities in same-sex couples.

Url: https://www.nber.org/papers/w26978

User Submitted?: No

Authors: Carpenter, Christopher S; Gonzales Jr, Gilbert; McKay, Tara; Sansone, Dario

Series Title:

Publication Number: 26978

Institution: National Bureau of Economic Research

Pages: 1-48

Publisher Location: Cambridge, MA

Data Collections: IPUMS USA, IPUMS Health Surveys - NHIS

Topics: Health, Population Health and Health Systems

Countries:

IPUMS NHGIS NAPP IHIS ATUS Terrapop