Full Citation

Title: The Changing Face of Communities Served by Minority Depository Institutions: 2001-2015

Citation Type: Miscellaneous

Publication Year: 2015

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Abstract: This research analyzes factors related to the increase of the numbers of Minority Depository Institutions (MDIs) from 2000 to 2015. There were 164 and 174 MDIs in 2000 and 2015, respectively, according to a study by the Federal Depository Insurance Corporation. After separating these banks into Black-owned, Hispanic-owned, Asian American-owned and Native American-owned, this research found that the 10 bank increase was not equally distributed across the MDI categories. The number of Black-owned banks decreased, but the number of Asian American-owned banks increased. The objective of this study is to expand the literature by disaggregating the growth and change in the industry by the subset categories of MDIs. Disaggregation makes it is possible to identify which types of banks witnessed changes in their composition. It is also possible to identify the mechanism (merger, failure, and take-over) through which these changes occurred

Url: https://www.communitybanking.org/~/media/files/communitybanking/2016/session1_paper4_kashian.pdf

User Submitted?: No

Authors: Kashian, Russell, A; Contreras, Fernanda; Perez-Valdez, Claudia

Publisher: University of Wisconsin- Whitewater, Whitewater, Wisconsin

Data Collections: IPUMS CPS

Topics: Population Data Science, Race and Ethnicity

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