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Title: How did the ACA's Individual Mandate Affect Insurance Coverage? Evidence from Coverage Decisions by Higher-Income People

Citation Type: Miscellaneous

Publication Year: 2018

Abstract: The tax legislation enacted in December 2017 repealed the tax penalty associated with the individual mandate—the Affordable Care Act (ACA) requirement that people who do not qualify for an exemption obtain health insurance coverage—thereby effectively repealing the mandate itself. 1 Repeal of the individual mandate will take effect in 2019, so understanding how the mandate has affected insurance coverage is important for predicting how insurance coverage and insurance markets, particularly the individual health insurance market, are likely to evolve in the coming years. How the individual mandate has affected insurance coverage is controversial. Most formal analyses, including those produced by the Congressional Budget Office (CBO), conclude that the individual mandate substantially increased insurance coverage and, correspondingly, that the mandate’s repeal will substantially reduce coverage (Blumberg et al. 2018; CBO 2017; CBO 2018). But some, including the Trump Administration and Congressional Republicans, have argued that the mandate has had . . .

Url: https://pdfs.semanticscholar.org/582c/be181c07bbf2a706c0eaf57ab11f104c757c.pdf

User Submitted?: No

Authors: Fiedler, Matthew

Publisher: USC-Brookings Schaeffer Initiative for Health Policy

Data Collections: IPUMS USA

Topics: Other, Population Health and Health Systems

Countries:

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