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Title: Modernizing the American Private Pension System Plan for the Future of Work

Citation Type: Journal Article

Publication Year: 2018

Abstract: The nation needs to modernize its “built environment” of how Americans save for retirement. A good retirement savings system helps people adequately accumulate assets, invest those assets well, and receive those assets as a lifelong benefit. A universal, government-administered plan would provide adequate, advancedfunded retirement annuities for all—and, converting the tax deductions to a refundable tax credit is a key feature of fairness and efficiency. Guaranteed Retirement Accounts supplement Social Security and are mandated and a public option to current commercial IRAs and 401(k) plans.

Url: http://teresaghilarducci.org/images/documents/Publications/Benefits_Law_Journal_Modernizing_the_American_Private_Pension_System_Paper.pdf

User Submitted?: No

Authors: Ghirarducci, Teresa

Periodical (Full): Benefits Law Journal

Issue: 4

Volume: 31

Pages: 4-11

Data Collections: IPUMS CPS

Topics: Labor Force and Occupational Structure

Countries: United States

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