Full Citation

Title: The Effect of Health Insurance Benefit Mandates on Premiums

Citation Type: Journal Article

Publication Year: 2014

ISBN:

ISSN:

DOI: 10.1057/eej.2013.16

NSFID:

PMCID:

PMID:

Abstract: This paper examines the effects of laws mandating that health insurance cover specific conditions, procedures, providers, and beneficiaries. Unlike previous work, this paper considers the market for employer-based health insurance rather than the much smaller individual market, and uses a panel data approach to account for unobserved heterogeneity among states. Using a fixed effects model, I find that the average mandate increases premiums by 0.44–1.11 percent annually. This implies that new mandates were responsible for 9–23 percent of all premium increases over the 1996–2011 period.

Url: http://link.springer.com/10.1057/eej.2013.16

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Authors: Bailey, James

Periodical (Full): Eastern Economic Journal

Issue: 1

Volume: 40

Pages: 119-127

Data Collections: IPUMS CPS

Topics: Health

Countries: United States